Mortgage Interest Rate Forecast 2025. Economists predict the real estate market will recover in 2025 after a spike in mortgage rates. Expect prime rate at 6.2% by the end of 2025 and 5.45% by the end of 2025.

In an august poll, reuters found that 89 out of 101 economists predicted at least two 0.25% rate cuts between september and december of 2025. Get the latest mortgage interest rate forecast for september to see how current rates may affect your homebuying or refinance decisions.